This term can be much easier to understand when you divide it into two different parts Crypto and currency.
In general, crypto means secrecy, privacy, and encryption, and the term currency means money. Cryptocurrency is a digital currency and the medium of exchange that uses the methods of coding in terms of encryptions and algo to manage the secrecy of the public or the person using it.
The most common cryptocurrency that is known worldwide is Bitcoin that was created in 2009 after that there was a flood of cryptocurrencies like Ethereum, Dash, Monero, Ripple, Ethereum Classic, Litecoin, Augur, MaidSafeCoin, DigixDAO, Steem, PeerCoin, Nxt, Komodo and many more
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Quick agreement: As this is a totally a machines base system so some times it hardly take any details of verifications or so this helps user to get into a quick settlement.
Low cost of transaction: Compare to other modes of payments it has much low cost when it comes to a matter of transactions.
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